Credit Monitoring Services - Great Tool for Credit Repair

by William Lingle

As you begin repairing your credit you will be able to monitor your credit score at periodic intervals.
This will let you see if the changes you are making are having a positive effect. This can be a great
benefit as you will be able to tell immediately what is working and what isnt. Some of the services
even offer tools to let you see what changes will benefit you the most, such as paying off a certain
credit card, before you even make such a change. This can be very beneficial in determining your
strategy to repairing your credit.


By combining your credit reports from all 3 credit bureaus, you will easily be able to see the
differences in your credit reports between all credit bureaus. Since each credit bureau maintains
its own consumer credit database, don't be surprised to find differences on each one of your
credit reports. This is why its essential to get a copy of all 3 credit reports because you wont know
which credit agency in advance that a lender might check your credit with.

Alerting is a feature that allows you to receive email notices if any major changes happen to your
credit report. Most services allow you to monitor changes from all 3 credit bureaus. This can be an
ideal way to detect Identity Theft. Also, if you are in the process of getting a home loan or auto loan,
you will want to know ahead of time if something changes in your credit report that may hinder your
approval process.

Many of the credit monitoring services even offer Identity Theft insurance. By being enrolled in their
service, you entitled up to $25,000 in damages if you are a victim of Identity Theft.

Credit Monitoring as a service then allows you access to your credit report at all 3 credit bureaus,
and the ability to see the bureaus own credit score or your FICO score. Alerts can be setup to notify
you of significant changes to your credit that could be Identity Theft.

Check out my 3 bureau credit monitoring review page for a breakdown of the most popular
companies offering credit monitoring services. 

William Lingle is the owner/operator of Clever Credit Repair - http://www.clevercreditrepair.com.
 Please view my site to view a unique approach of learning credit repair. We will arm you with the
 best quality information, articles and resources to repair your own credit as good or better than
any professional service can offer.